As you get to explore your beautiful new island inAnimal Crossing: New Horizons, you can’t help but feel the constant looming presence of Tom “Debt Collector” Nook, everywhere you go. It seems that every time you pay something off, surprise, you have a new loan. For this reason, earning Bells is, unfortunately, often the number one priority for every new player.

Most players typically default to one of the most popular methods of making money, which isbuying Turnips from Daisy Maeand then selling them to Nook’s Cranny. While this isn’t a terrible method and there are hundreds of tools out there now to help you determine the best time to sell, it’s still a risky method to use all the time when you have other reliable methods of earning Bells right in front of you.

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Hot Items Are Often Ignored

It’s Not As Flashy As Selling Turnip, But It’s Still Worth Checking Out

Hot items are something you learn about early on in yourAnimal Crossing: New Horizonsjourney, but it’s a pretty easy thing to forget about when you’re overwhelmed with a ton of new information and still learning the ropes. For this reason, a lot ofACNHplayers have a bad habitof forgetting about it altogether, leaving it a valuable but underutilized feature.

If you perhaps don’t know what the Hot Items feature is because you sped through the explanation of it,Hot Items are daily items that Nook’s Cranny will buy for double the price they normally would. Now, that’s not necessarily to say that every Hot Item is worth your time. There are several items that are very time-consuming to craft with little payoff, but there are also several items that can make you millions with just a few hours of work.

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You Can Make A Fortune From Hot Items

Become A “Bellionaire” Is As Little As One Day

In particular, some of the ones you’ll want to watch out for are thePile of Cash and Donation Boxes. If you’re really lucky, you could even end up with them on the same day, asOutsideKittYYrecently shared on Reddit happened to them, but even just one of these things as a Hot Item, can give you the chance to earn a significant amount of Bells with no risk.

Unfortunately, as is seemingly always the way,you do need a good initial chunk of Bells to start off with in order to make a profit through these items. With the Donation Box, you can purchase the crafting recipe from the Nook Stop if you don’t already have one, and then from there, you’ll need to put Bells into it until you reach the max limit of 99k. Now, when you sell it to Nook’s Cranny, you’ll get back double what you put into it.

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Since this is a random occurrence, the best way to ensure you can make the most of it is to store your money in Donation Boxes as you play, so you have some ready and available to sell when it is one of the Hot Items.

As for the Pile of Cash, that also requires some initial funding, and you’ll need to get the recipe from a Snooty villager if you haven’t already. With that in hand, wait for the Pile of Cash to become one of your Hot Items,ensure the Bell Bloom Ordinance is active,and then craft it for 3 x 99,000 Bell Bags and sell each one for a total of 356,400 Bells. This will earn you a total profit of over 50k Bells per Pile of Cash.

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Make Sure To Check Your Hot Items Daily

Take Advantage Of All The Ways To Earn Money In Animal Crossing

Even if turnips are your preferred way of earning bells, or you have another method that works for you, there’s nothing saying you can’t take advantage of the other options available. So, while you’re running around on your island,don’t forget to stop by Nooks Cranny to see what the hot items of the day are.

You don’t even have to go inside the store, so no loading screen required.Just check the sign out front to see what’s sellingand if it’s nothing major, be on your way. However, if it is something worth your time, take advantage of the opportunity to pay off some of that debt so you may continue to invest in yourAnimal Crossing: New Horizonsisland.

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Talking to Tom Nook in his tent in the plaza at the start of Animal Crossing New Horizons

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A player character sitting at the bank of the river in Animal Crossing New Horizons